Health Insurance questions

Sometimes I have a very hard time controlling my fingers when I see someone that I care about on Facebook venting about how hard it is for them to get health insurance. A lot of times they are bashing the Affordable Care Act and talking about trying to get it repealed, but when I ask them if they even went online to find out details about whether it would benefit them or not they say they didn’t do it. I cannot even begin to tell you how much that aggravates me! So lately when I see a certain friend (who will remain anonymous for this post) who lives in North Carolina spouting off about his heal insurance issues, I simply send him this agency – nchealthagency.com link and tell him to check them out and wish him the best of luck.

Learning to dance in the rain

A wonderful friend sent me a link to something called “Learning to dance in the rain.”  I found the message to be very powerful and beautifully done. We are supposed to help each other out if and when we can so if you’re going through something that is hard for you, please go to dance in the rain movie dot com and I’m pretty sure you will find peace and hopefully a smile too. In the meantime, you could also enjoy Gene Kelly’s performance, which I found here on YouTube!

Shopping for living room furniture online

When I was looking for a new settee for the foyer online and found some that I really like on the website for living room furniture goodshomefurnishings.com. I never realized how many different style options there were for something like that! At first I was thinking about just a bench until my aunt suggested a settee. I had thought that the word “settee” meant the same thing as a “sofa” but after looking it up I realized that it is more like a love-seat, but with a narrower seat. That makes it a much more versatile piece of furniture. I will have to give that some serious consideration!

Darn teenagers

mailbox (free clip art)

mailbox (free clip art)

Some local kids think it’s funny to go down the road and knock peoples mailboxes down.  Well they got me last night.  Now I’m shopping for a new mailbox.  I really wish I could get a stainless steel mailbox.  They are so clean and elegant looking.  Plus stainless steel lasts forever it seems.  I absolutely love the quality, the look and everything about them.  I just wish I lived in the city so I could have one.

 

Accidents in the Home

Accidents in the Home

Accidents in the Home

We think of accidents and injuries as things which happen to someone else: the man who ignores the speed limit, the woman who is provided with unsafe equipment at work. But we are at risk everywhere, and particularly at home. Whether by carelessness, faulty goods, or just sheer bad luck, 2-3 million people each year in the UK require hospital treatment after being injured in a domestic accident, and around 4,000 are killed.

Knowing the causes of domestic accidents and injuries is the first step towards preventing them.

According to the US Consumer Product Safety Commission and National Electronics Injuries Surveillance System (NEISS), the most common causes of domestic injuries in the US, are as follows:

  • Falling – on the floor, or due to ramps or stairs
  • Beds – falling from, or back and neck injuries
  • Seating – falling from
  • Bathrooms – falling, slipping, or hitting the head or back
  • Doors – hand or head injuries
  • Tables – falling from, table breaking
  • Storage – e.g. cabinets or bookcases toppling over, shelves or racks falling
  • Lacerations – cans, knives, glass
  • Tangling and choking – from clothes, bedding, curtain pulls
  • Falling/tripping – often from ladders or stools

Domestic injuries in the UK are broadly similar. Between 1978 and 2002 the Home and Leisure Surveillance System (HASS/LASS) collected data from the accident and emergency departments of 16-18 hospitals. Based on this data, national estimates were calculated as to the cause and number of home and leisure accidents.

The HASS/LASS divides the causes of domestic injuries into different categories than the NEISS, but falls are still the top cause of accidents:

  • Fall on same level (slip/trip/stumble) 5%
  • Fall on/from stairs/steps 3%
  • Fall on/from ladder/stepladder 3%
  • Fall from building/structure 4%
  • Other fall 7%
    • Total fall injuries 2%
  • Struck – explosion 0%       [less than 0.1%]
  • Struck – moving object 9%
  • Struck – static object 0%
  • Struck – other 7%
    • Total strike injuries 6%
  • Pinch/crush (blunt) 9%
  • Cut/tear (sharp) 7%
  • Puncture 0%
  • Bite/sting 7%
  • Foreign body 7%
  • Suffocation 6%
  • (Suspected) poisoning 2%
  • Chemical effect 5%
  • Thermal effect 1%
  • Electric/radiation 2%
  • Acute overexertion 3%
  • Other 2%

Seeing the statistics is one thing, but it is also important to know who is most at risk. Children and the elderly are the most likely to be injured as the result of an accident at home. According to the NHS, falls account for 44% of childhood injuries. 28,000 children in the UK are treated each year for poisoning or suspected poisoning. 26,000 under-fives are treated each year for burns and scalds. Of children under 14, 120 deaths per year are as a result of home accident. As for the elderly, there are around 1,500 deaths per year of men and women over the age of 75, as the result of a fall.

Even if you buy a lottery ticket every week for a year, you are still twenty times more likely to die in a domestic accident.

If you are currently involved in a case where you or someone you love was involved in an accident, and you are dissatisfied with your solicitor, contact SOS Claims and let us advise you.